Occupation Profile for Credit Analysts

Analyze current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with this credit information for use in decision-making.


$52,350.00 Median Annual Wage 3,000 Average Job Openings Per Year
1.2 Average Unemployment Percentage 14.9 Percentage That Completed High School
67,000 Employment Numbers in 2006 25.4 Percentage That Had Some College
68,000 Employment Numbers in 2016 (est.) 59.7 Percentage That Went Beyond College Degree

Sample Job Titles
Credit Administrator
Credit Analyst
Credit Manager
Credit Negotiator
Credit Representative
Credit Specialist
Escrow Representative
Financial Analyst
Loan Officer
Loan Review Analyst

Related Occupations

Sources: Career Guide to Industries (CGI), Occupational Information Network (O*Net), Occupation Outlook Handbook (OOH)
  • Mathematics — Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
  • Engineering and Technology — Knowledge of the practical application of engineering science and technology. This includes applying principles, techniques, procedures, and equipment to the design and production of various goods and services.
  • Sales and Marketing — Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.
  • Medicine and Dentistry — Knowledge of the information and techniques needed to diagnose and treat human injuries, diseases, and deformities. This includes symptoms, treatment alternatives, drug properties and interactions, and preventive health-care measures.
  • Physics — Knowledge and prediction of physical principles, laws, their interrelationships, and applications to understanding fluid, material, and atmospheric dynamics, and mechanical, electrical, atomic and sub- atomic structures and processes.
  • Equipment Maintenance — Performing routine maintenance on equipment and determining when and what kind of maintenance is needed.
  • Coordination — Adjusting actions in relation to others' actions.
  • Active Learning — Understanding the implications of new information for both current and future problem-solving and decision-making.
  • Writing — Communicating effectively in writing as appropriate for the needs of the audience.
  • Troubleshooting — Determining causes of operating errors and deciding what to do about it.
  • Near Vision — The ability to see details at close range (within a few feet of the observer).
  • Stamina — The ability to exert yourself physically over long periods of time without getting winded or out of breath.
  • Explosive Strength — The ability to use short bursts of muscle force to propel oneself (as in jumping or sprinting), or to throw an object.
  • Oral Comprehension — The ability to listen to and understand information and ideas presented through spoken words and sentences.
  • Hearing Sensitivity — The ability to detect or tell the differences between sounds that vary in pitch and loudness.
  • Supplemental — Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Supplemental — Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Supplemental — Review individual or commercial customer files to identify and select delinquent accounts for collection.
  • Supplemental — Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Supplemental — Consult with customers to resolve complaints and verify financial and credit transactions.
  • Monitoring and Controlling Resources — Monitoring and controlling resources and overseeing the spending of money.
  • Guiding, Directing, and Motivating Subordinates — Providing guidance and direction to subordinates, including setting performance standards and monitoring performance.
  • Assisting and Caring for Others — Providing personal assistance, medical attention, emotional support, or other personal care to others such as coworkers, customers, or patients.
  • Repairing and Maintaining Electronic Equipment — Servicing, repairing, calibrating, regulating, fine-tuning, or testing machines, devices, and equipment that operate primarily on the basis of electrical or electronic (not mechanical) principles.
  • Getting Information — Observing, receiving, and otherwise obtaining information from all relevant sources.
Related College Curriculum
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1707 Credit Analyst Jobs Found

Credit Analyst – Senior Secured Loan Participations(SSLP) New York City The Company - the “Bank” is headquartered in Salt Lake City, Utahand is an ...
Professional Recruiters - NY - New York - posted about 1 month ago
CREDIT ANALYST Summary: The Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers, determ...
First State Bank - TX - Gainesville - posted 19 days ago
Job Description A community bank is looking forsomeone to fill opening for a Credit Analyst. The ideal candidate will workwith internal and externa...
GPAC - MN - Eagan - posted 13 days ago
We are in search of an experienced Credit Analyst for a Financial Institution near Conyers, GA. The Credit Analyst is responsible for approval, rev...
- GA - Conyers - posted 24 days ago
We are $1 billion plus Mt Prospect area Consumer Goods Manufacturer seeking a Credit and Collections Analyst to join our team. Benefits are outstan...
$1billion plus Consumer Goods Powerhouse - Mt Prospect - posted 22 days ago
Senior Credit Analyst I am a third party recruiter in the banking industry, and I have a real job for a Senior Credit Analyst in a client company t...
GPAC - Jasper - posted 3 days ago
AgFirst Farm Credit Bank, a wholesale lender and service provider with more than $30 billion in assets, is seeking a Credit Analyst I. Primary resp...
AgFirst Farm Credit Bank - SC - Columbia - posted 13 days ago
Ref ID: 03710-0009987686 Classification: Credit Analyst Compensation: DOE Are you looking for an exciting opportunity where you can utilize your sk...
Accountemps - PA - Radnor - posted 18 days ago
Analysts International Corporation (AIC) has been engaged tofind a savvy Credit Analyst who willbe responsible for supporting multiple consumer cre...
American Cybersystems, Inc. (ACS Group) - TX - Houston - posted 24 days ago
Ref ID: 01260-9500692221 Classification: Credit Analyst Compensation: $19.52 to $21.70 per hour An industry leading financial services company is c...
Accountemps - CA - Santa Maria - posted 17 days ago

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